UK and Overseas Mortgages

Spanish Home Loans

If you are thinking about buying a property in Southern Spain with a mortgage to use as a main residence, retirement home or a holiday property, we can help you every step of the way in deciding which mortgage scheme and Spanish lender is best for you. When buying a property abroad it is important that you find the right lender and mortgage scheme. We can lend on properties located along the Costa del Sol, from Gibraltar to Motril.

Spanish mortgages are written into the Escritura (title deed), thus linking them to the property and not to the person borrowing the money. Like most aspects of property purchase in Spain, your Abogado (Spanish lawyer) can obtain a mortgage for you. However he will probably be dealing with one bank and one sort of mortgage. We, at New Mortgage Finder can arrange your mortgage, choosing from a variety of lenders, after appraising your personal circumstances and applying to the appropriate lender.

Euribor 12 month rates are slowly on the up-ward turn we are seeing +.25% increase in April alone. the long term view is that rate will remain low with small fluctuations, so don't be to keen to fix your mortgage for the time being at least.

Key Features

Rates From 3.25%

• We help to choose your insurance arrangements

• You will need to be a resident or expatriate of the UK, or a permanent resident of Gibraltar

• We cannot offer mortgages on properties which are intended for commercial purposes

• The minimum property / valuation that we will lend on is 40,000

• All mortgages are advanced in sterling or euros

• Reservation fees on some schemes

• If you are a single applicant you could borrow up to 3 times your income
• If it is a joint application you could borrow up to 3 times your joint income
• Maximum repayment period is 30 years
• You can borrow up to 80% of the valuation of the property.
• We have resident Mortgage advisers in Southern Spain, who know the area and can help you select the right product for your Dream property in the Sun

New Mortgage Finder has the solution for your financial needs. Choose where you want to live... and we will offer you a mortgage tailored to your requirements.

Leave all the bureaucratic procedures that the purchase of your home in Spain entails to our professionals. We will take care of valuing the home, checking the register to ensure that no charges apply, etc., and offering you the loan that is best-suited to your needs:

• Contract the mortgage that is best-suited to your needs to finance your first or second home.

• Select the payment frequency that you consider most appropriate.

• Make payments with the term that you require.

• Benefit from the form of interest that is best-suited to your needs.

All the above, with a highly attractive interest rate. SIMPLY CHOOSE YOUR NEW HOME IN SPAIN!.

Please complete all details in the form below.
When you have finished, just click the submit button.

SPANISH MORTGAGE ENQUIRY APPLICATION

SINGLE / FIRST APPLICANT
TITLE	------ Mr Mrs Ms Miss
FIRST NAME
SURNAME
DATE OF BIRTH
SMOKING STATUS (During last 12 months)	<-select-> Yes No
ADDRESS - STREET
TOWN
COUNTY
POST CODE
TIME AT THIS ADDRESS (If less than 3 years please provide previous address) PREVIOUS ADDRESS -	years -- Enter previous address here if less than 3 years --
HOME TELEPHONE NUMBER
WORK TELEPHONE NUMBER
MOBILE NUMBER
EMAIL ADDRESS
BEST TIME TO CALL
EMPLOYMENT DETAILS
STATUS :	Employed Self Employed Retired Other
REGULAR INCOME	per year
REGULAR BONUSES/OVERTIME	per year
TIME IN THIS EMPLOYMENT	years
SECOND APPLICANT
FIRST NAME
SURNAME
DATE OF BIRTH
SMOKING STATUS (During last 12 months)	< select > Yes No
ADDRESS - STREET
TOWN
COUNTY
POST CODE
TIME AT THIS ADDRESS (If less than 3 years please provide previous address) PREVIOUS ADDRESS	years Enter previous address here if less than 3 years
HOME TELEPHONE NUMBER
WORK TELEPHONE NUMBER
MOBILE NUMBER
EMAIL ADDRESS
EMPLOYMENT STATUS	Employed Self Employed Retired Other
REGULAR INCOME	per year
REGULAR BONUSES/OVERTIME TIME IN THIS EMPLOYMENT	per year years
PROPERTY DETAILS
HAVE YOU FOUND A PROPERTY YOU WOULD LIKE TO BUY?	Yes No (If 'YES', provide address in 'NOTES' section at bottom of form)
PROPERTY VALUATION (Please enter the currency the valuation is in)	Pounds Euro USDollars Cn.Dollars Other
LOAN AMOUNT REQUIRED (Please enter the currency of loan amount required)
WHICH COUNTRY IS THE PROPERTY IN?	Spain Other <please select>
LOAN TYPE
MORTGAGE TYPE	-- choose from list below -- Overseas Home Mover Re-mortgage First time Buyer Buy To Let 2nd Property/Investment Adverse Credit Self Certification/Self Employed
WHAT TERM WOULD YOU LIKE YOUR QUOTES OVER? (7 - 25 YEARS)	years
DO YOU HAVE ANY ADVERSE CREDIT WITHIN THE PAST 5 YEARS?	<select> Yes No (If YES, please provide details in the 'NOTES' section at the bottom of form)
NOTES (Use this section to enter any further details required or any information you feel relevant.)

 

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